银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。

1）常用词汇

bank book/pass book存折              open an account开户

earn interest赚取利息                 savings account储蓄存款帐户

current account活期存款帐户           check/cheque  account支票帐户

deposit account定期存款帐户           annual interest rate年利率

monthly savings account按月计息帐户    daily interest account按天计息帐户

instant account速成户头                service charge服务费/手续费

signature card签名卡                  draw/withdraw提款

order check/cheque记名支票            rubber check/cheque空头支票

blank check/cheque空白支票            exchange rate汇率

denomination=face value面额           four in hundred四张一百元面额

give the money in fives/tens换成五元或十元面额

bill钞票                             change零钱

cash现金                            password/code密码

amount in figures小写金额              amount in words大写金额

credit card信用卡                 the balance of your bank account帐户余额

traveler’s check/chque旅行支票         coin硬币

penny便士                          nickel（美、加）的五分硬币

dime（美、加）的十分硬币           unit 货币单位                   

value/worth面值                     ounce盎司1/16磅                  

commercial/merchant bank商业银行     full refund全额偿还

extension延期                       overdraw/overdraft透支

rebate回扣                          payday发薪日

pay slip/envelop薪水单               a princely sum(an excessive amount)巨款

mortgage抵押                       by installment分期付款

apply for/grant_______a loan申请/批准贷款

debt债务                           collateral担保物

fill out/in填写                       chquebook/checkbook支票簿

loan贷款                           joint account联名帐户

expense account公款支付帐户         cashier收银员

teller银行职员                      statement对帐单

money order汇票                    accountant会计               

A.T.M自动取款机

常用句型

I’d like to open a_____________account.

I’d like to check the present balance in ___________account.

I’d like to apply for a personal loan.

I’d like to change(兑换)___________for_____________.

What’s the current rate?

How would you like to receive your change（零钱）?

还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同（注意）